By Bill Jimson
Car accidents are a terrible fact of life for many.
Getting into a car accident can be a very stressful experience. Though you might drive defensively and responsibly, it is always better to know what you are supposed to do in case you get into an accident.
Regardless of your driving skills, there is always a good chance you will be involved in a traffic accident at some point in your life. Below are some ways to take care of things when you get into an accident.
Apparently, it is hard to think clearly after a car accident so it is very important to know before you get into an accident what to do first and how to take care of the situation. This checklist will help you know what to do after a car accident. It is advisable to review it now and then print it out and keep a copy with you in your car.
Make sure that your auto insurance details are in the glove compartment at all times.
Stay at the scene of the accident until police arrives and files a full report.
If you have a camera, take a photograph of the accident scene.
Make sure to get names, addresses, and phone numbers of everyone involved in the accident. Also, if you have witnesses at the time of the accident, get their contact information as well and request them to remain on the scene till things are taken care of.
Besides getting the description of the car and license plate number, make sure you also get their insurance company and the vehicle identification number of their car.
Review your policy to make sure of your coverage. If you are at fault, then it is best to call your insurance company but if it is the other driver’s faultHealth Fitness Articles, then you should call the driver’s insurance company to avoid paying a deductible.
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ABOUT THE AUTHOR
Bill Jimson is a retired insurance professor who is avid about informing people about insurance. Learn more about auto insurance
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